HERE’S How To Apply For Jobless Aid In America – iharare.com - Freelance Rack

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Monday, April 27, 2020

HERE’S How To Apply For Jobless Aid In America – iharare.com

Apply for unemployment insurance in America 

Apply for unemployment insurance in America 
Apply for unemployment insurance in America

The outbreak of the new coronavirus, more commonly known as COVID-19 which has caused businesses world-wide to come to a halt, has seen an exponential rise of the unemployment rate in the United States of America. With no respite in sight for the country,  which is hard-hit by the pandemic, many of its citizens who are already feeling the pinch of the outbreak have filed for unemployment benefits. Last week alone, millions of Americans filed for unemployment aid, this is according to information obtained by this publication from the Guardian.

This comes as most businesses deemed inessential during the lockdown have closed and as a result, many workers have been laid off. The government introduced unemployment insurance (UI) in responce to the massive countrywide job loss. The UI system is a government initiative that provides aid to workers who’ve lost their job or a large portion of their income due to factors beyond their control. However, not everyone qualifies for the program.

According to senior economist and policy director at the Economic Policy Institute, Heidi Shierhol, those seeking to apply for unemployment insurance should do so as soon as they are no longer working.

‘Just apply. Don’t wait. There’s no reason to wait a week because you can start getting those benefits a soon as possible. It’s good for you, it’s good for the economy.’

Who qualifies for unemployment benefits?

If you have lost a substantial amount of income without it being your fault, then you could be eligible for the program. That’s because UI isn’t just reserved for individuals who involuntarily lost their jobs. Freelancers and self-employed people can also now apply, under the third fiscal care package.However, individuals who are able to work from home with pay aren’t eligible for unemployment insurance benefits. Nor those receiving paid leave from their employer.

How to apply

This is the most important step to receiving unemployment benefits. Depending on the state, unemployment insurance claims can be filed physically, on the phone, or online on your state’s website. Most states encourage online applications. Applicants should file the claim with the state where you were working. However, according to CBS, many states around the U.S. have yet to start accepting applications for unemployment insurance. The delay is a result of some states needing to create new websites and applications for freelancers to apply for these benefits.

What you need to apply for unemployment benefits

To apply for unemployment, you need to provide accurate personal information including your Social Security number, birth date, home address, email address (optional), and phone number.

You also need information about your employment history from the last 15 months, including:

  • Names of all employers, plus addresses and phone numbers
  • Reasons for leaving those jobs
  • Work start and end dates
  • Recall date (if you were laid off but have a set date to return to work)
  • You may need additional information in certain situations:
  • If you are not a U.S. citizen — your Alien Registration number
  • If you have children — their birth dates and Social Security numbers
  • If you’re in a union — your union name and local number
  • If you were in the military — your DD-214 Member 4 form. If you don’t have it, you can request your DD-214 online.
  • If you worked for the federal government — your SF8 form (optional)
  • To receive payments by direct deposit, you’ll also need your bank name, account number, and routing number. Otherwise, the Department of Unemployment Assistance (DUA) will send you a debit card.

All of this doesn’t mean it won’t be hard to get through. Most claims are processed within 21-28 days after filing. It may take longer if there is an issue with your claim.


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